Rural Households' Enrolment in Digital Identification and Payment Systems

This project investigates the barriers to digital ID enrollment among rural populations in Nigeria and explores how improved access to identification can advance financial inclusion. Focusing on the National Identification Number (NIN) program, the research aims to identify structural, geographic, and gender-specific factors that limit registration, such as long queues, unofficial fees, and restricted access to enrollment centers. The study will use surveys and qualitative interviews to generate evidence on how digital ID systems can be made more inclusive and inform future experimental studies on expanding financial access and improving the delivery of government and financial services.