Researchers evaluated the effect of personalized counseling to French youth on finding an apprenticeship, completing it, and securing longer-term employment. Personalized counseling encouraged more youth to start a pre-apprenticeship training program, but did not improve take-up into apprenticeship. For youth already in an apprenticeship, personalized counseling led more youth to break contracts and change employers.

Researchers evaluated whether the ethnicities of wholesale buyers and sellers in Chennai, India, affected the transaction terms. They found that traders offered lower prices to buyers of the same ethnicity, but not necessarily because they trusted them more.

Researchers evaluated the effect of (a) simple text message reminders and (b) financial incentives on borrowers' loan repayment. These methods had similarly positive effects, which suggests that the text message reminders may be a more cost-effective intervention. The reminders proved particularly effective for younger borrowers.

Researchers evaluated the effect of personalized options information on seniors' plan choices. They found that people who received personalized information were more likely to change plans, resulting in an average saving of US$100 per year. This suggests that direct information delivery can decrease the difficulty of comparative research, thereby helping consumers make more informed decisions about government services.

Researchers evaluated the effect of the framing of potential investment options on people's investment in life annuities. They found that individuals were more likely to prefer an annuity when their options emphasized future consumption, rather than framing options in terms of investments. These preferences were revealed in hypothetical, but realistic, scenarios.

Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Researchers randomly assigned voting precincts to a campaign spreading information on corruption and public expenditure conducted one week before the 2009 municipal elections in Mexico. Providing incumbent corruption information not only decreased incumbent party support, but also decreased voter turnout and support for the challenger party, as well as eroded partisan attachments. While information clearly is necessary to improve accountability, corruption information is not sufficient because voters may respond to it by withdrawing from the political process.

In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

Taking advantage of a federal anticorruption program that randomly assigned municipalities to be audited, the researchers compared the electoral outcomes for mayors in two randomly selected groups of municipalities: those that were audited before and those that were audited after the 2004 election. Publicly released corruption audits reduced reelection rates of corrupt incumbent municipal mayors.

In Malawi, researchers analyzed whether fingerprinting borrowers from a microfinance institution would have an effect on repayment rates. Using fingerprinting for loan enforcement increased repayment by 40 percent among Malawian farmers with the highest default risk.