Researchers partnered with the largest public bank in Guatemala to measure the impact of light-touch financial products, such as reminders and suggested ‘default’ savings contribution levels, on the savings behavior of microfinance borrowers. Clients who were prompted to save through default contribution requirements and monthly reminders made more deposits and accumulated greater savings than clients who only had access to a basic savings account.

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when borrowers understood the rules of the game.

In Malawi, researchers tested the relative effects of providing conditional and unconditional cash transfers to teenage girls and their families. Among girls enrolled in school at the start of the program, conditional cash transfers increased school attendance and reduced HIV prevalence while unconditional transfers were more effective in helping girls delay marriage and childbearing in the short-term. Improvements among the unconditional cash transfer group quickly dissipated, while conditional cash transfer beneficiaries who had dropped out of school before the program experienced sustained improvements in educational attainment, marriage, and fertility outcomes two years after transfers ended.

Working in Botswana, researchers rapidly evaluated a phone-based remote learning program aimed at keeping children engaged with math during the Covid-19 pandemic. Students who received weekly SMS messages and phone calls to review math exercises increased their math skills after twelve weeks, while students who received only SMS messages did not.

Voters in Benin had a preference for clientelist political platforms, but certain subsets of voters such as women, consumers of mass media, and members of social organizations were less receptive to clientelism.

Researchers evaluated the effects of a program designed to improve parental knowledge about students’ opportunities at the end of middle school on schooling decisions and dropout behavior. The program helped parents and their children make more realistic educational choices, reducing grade repetition and high-school dropouts.

Researchers conducted a randomized evaluation to understand whether providing information about the risk of accident and methods for prevention, or incentives to install home safety measures affect take-up of a home safety adaptations program. Cost reduction incentives and information disclosures increased take-up of home safety adaptations. Providing information on the perceived risks of falling was more effective than offering home adaptations for free.

Researchers evaluated the impact of a program aiming to develop the autonomy and decision-making skills of young people interested in starting a company or organization. They found that the program had positive impacts on the employment status, income, and overall confidence of the participants.

Researchers used two randomized evaluations to identify whether the motive for giving in public can be primarily linked to a desire for prestige (the “image” effect) or a hope that a public gift will influence others (the “signal” effect). They found that a desire to improve social image largely explained why public recognition of contributions to charitable organizations increased individual donations in the United States.

In India, a biometrically authenticated payment system reduced corruption and substantially improved the delivery of government social assistance programs despite partial implementation.

Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to think more broadly about the decision to take up a payday loan may result in a reduction in the amount of payday borrowing.