At a community college in Fort Worth, Texas, researchers evaluated a comprehensive case management program called Stay the Course, which included mentoring and emergency financial assistance (EFA), and measured the impact of these services on students’ academic outcomes, including persistence in school, degree completion, credits earned, and cumulative GPA. They found that students who received a combination of case management and EFA services were significantly more likely to stay in school and to graduate, and that these effects were particularly pronounced for women.

Researchers are partnering with the Savanna Farmers Marketing Company (SFMC) to evaluate the impact of a contract farming program that encourages the uptake of new technologies on the adoption of high yielding seeds in northern Ghana.

Borrowers categorized as subprime, or financially risky, are generally seen as heavily reliant on debt and, consequently, as vulnerable to interest rate increases. Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more financially stable reduced their demand for new credit by 42 percent more than their counterparts who did not receive the rate increase. Overall, borrowers did not reduce their indebtedness and incurred higher interest charges, resulting in higher revenues for the lender and a larger debt burden for borrowers.

Researchers worked with public elementary schools in Istanbul to measure the effects of a “grit curriculum” on fourth-grade students’ perseverance, competitiveness, and test scores. Students who were exposed to the grit curriculum in 2013 earned higher scores on math exams, and the program also reduced the gender gap in competitiveness by encouraging girls who were likely to succeed to compete.

Access to quality jobs is a pressing concern in sub-Saharan Africa. In Kenya, researchers partnered with the technology company Sama and Innovations for Poverty Action to conduct a randomized evaluation of Sama’s training and job referral programs.

Researchers partnered with policymakers in New York City to evaluate the impacts of a redesigned court summons form and text message reminders on failure to appear (FTA) in court. A randomized evaluation found that text message reminders were able to reduce FTA by up to 26 percent, translating to 3,700 fewer arrest warrants per year.

In this randomized evaluation, researchers evaluated the impact of a medical debt relief program (that buys and relieves a portion of individuals’ medical debt) on measures of mental and physical health, health care utilization, and financial well-being—including financial distress, credit score, debt balances, and repayment behavior. Individuals randomized to receive debt relief did not see improvements in the health and financial outcomes measured compared to those in the comparison group.

Around the world, studies show that children’s health and cognitive development tend to be higher when parents have more education. However, it is unclear whether education itself causes improved child health, or if other factors account for this relationship. In Ghana, researchers are building on an ongoing study to evaluate the causal impact of parental education on child health and cognitive development, and to identify the specific channels through which increased parental education might improve child health.