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Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Researchers studied whether financial incentives offered to elementary school students could increase standardized test scores. Students who were eligible to win gift certificates had higher math scores and read more.

Recent studies have found that summer youth employment programs appear to generate large declines in the rates of violent crime—a significant finding for urban policymakers seeking to create safer, more vibrant cities.

Researchers shared information on students’ relative academic standing among university students in Spain to evaluate the impact of this information on student performance and satisfaction. Providing students with information on their relative standing led to a short-term decrease in academic...

Researchers worked with existing savings clubs in Kenya to study the effect of two interventions on savings: the provision of communal crop storage devices and the provision of savings accounts earmarked for farm purchases. Researchers find that the products were popular: about 56% of farmers took...

Researchers added school-quality information onto housing listings on the AffordableHousing.com (formerly GoSection8) website, the largest provider of housing listings for HCV recipients, to evaluate the impact on families search for housing and their residential locations. The researchers found...