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Displaying 33-40 of 325

Information Campaigns to Increase Mobile Banking Adoption in Ghana

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...

Cash Transfers’ Effects on Food Consumption in Mexico

Carlos Chiapa
Silvia Prina
Irvin Rojas
Researchers conducted a randomized evaluation to test the impact of the anti-poverty cash transfer program, PROSPERA, on food consumption for families living in poverty in Mexico. Households consumed enough food both before and after receiving the cash transfer.

Flexible Loan Contracts for Microentrepreneurs in Bangladesh

Marianna Battaglia
Andreas Madestam
In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...

The Impact of Text Message Nudges on Churn in the Supplemental Nutrition Assistance Program in the United States

Samuel Madison
Katharine Meyer
Researchers are conducting a randomized evaluation to test the impact of text message reminders of key recertification processes and deadlines as well as access to paperwork assistance on enrollment in the SNAP program.

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.

Can Reframing Large Debt Burdens into Smaller Goals Help Individuals Reduce Debt?

Researchers have partnered with a non-profit debt management provider and IPA to evaluate whether reframing difficult, long-lasting tasks, such as paying off large debts, into more easily-attainable “sub-goals” can help borrowers accomplish their goals of debt repayment and increase client retention...

Social Networks and the Decision to Insure in China

Researchers conducted a randomized evaluation of the ways in which information dissemination within social networks affected farmers’ adoption of a weather insurance product in rural China. Results suggest that social networks had a significantly positive effect on insurance take-up, driven by the...

Linking Weather Index Insurance and Credit to Improve Agricultural Productivity in Rural Ethiopia

Shukri Ahmed
Alexandros Sarris
Researchers combined subsidized weather index insurance with input loans for fertilizer and modern seed use for smallholder farmers in rural Ethiopia to investigate the impact of these products on demand for insurance and resulting shifts in agricultural technology use and crop yields. Results...