Researchers partner with a rural development organization to evaluate financial incentives for voluntary groundwater conservation among smallholder farmers in Gujarat, India.

In Nicaragua, researchers analyzed the impact of a conditional cash transfer program on the distribution of child labor within households. In households that randomly received a conditional cash transfer, older boys and boys who were behind in school spent significantly less time working each week. Girls did not work fewer hours, but their work shifted away from agriculture and towards domestic activities.

Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to think more broadly about the decision to take up a payday loan may result in a reduction in the amount of payday borrowing.

Researchers conducted a randomized evaluation to measure the impact of a crop price awareness program on reducing price uncertainty and promoting forward-looking planting decisions among farmers in India.

Researchers worked with Bank Rakyat Indonesia and the Microfinance Innovation Center for Resources and Alternatives to measure the impact of incentives and financial education on savings account take-up. Results indicated that the financial education program was not an effective tool for promoting the use of bank accounts, but modest financial subsidies did increase the share of households that opened a formal savings account. Overall, these results suggest that take-up of formal financial services may be more easily achieved through measures designed to reduce the price of financial services, rather than through large-scale financial literacy education.

Labor movements can improve workers’ lives but face great difficulty in getting workers to agree on common goals and take collective actions. In garment factory workers’ group discussions on minimum wage policies in Myanmar, researchers randomly included union leaders to study whether the presence of union leaders affected workers’ preferences and behavior. Union leaders’ presence at group discussions increased the degree of agreement between the workers’ and unions’ preferred wage levels, and made it more likely that workers participated in a subsequent group activity, suggesting that union leaders both helped form workers’ consensus and motivated them to take collective actions. Researchers found evidence that union leaders’ influence on these outcomes came from the leaders’ ability and skills rather than formal title or social ties.

In Malawi, researchers analyzed whether fingerprinting borrowers from a microfinance institution would have an effect on repayment rates. Using fingerprinting for loan enforcement increased repayment by 40 percent among Malawian farmers with the highest default risk.

Researchers examined whether small incentives and short-term goals could encourage Colombian loan officers to stop procrastinating. Under the new incentive structure, loan officers spread their work more evenly throughout each month, and they met a much greater percentage of their monthly targets.

Researchers partnered with the Bavarian State Opera House in Germany to evaluate the impact of a variety of communications strategies on the frequency of donations. They found that including a pre-filled bank transfer form in the letter substantially increased the response rate, perhaps because this lowered the effort required to make a donation. Providing non-responsive donors with a reminder to donate also proved relatively effective, but featuring slogans prominently on envelopes had no effect.

Researchers examined results of a housing lottery to measure the impact of relocation on slum residents. They found that offering subsidized suburban housing resulted in neither comprehensive take-up nor higher family income, suggesting that the benefits of improved housing were offset by the costs of isolation from slum-based social networks.

Researchers evaluated a voter information campaign and exploited the random assignment of reservations for women in village councils to measure the impact of information and reduced incumbent advantage on village council elections. Both interventions increased the number of candidates and drove the worst performers out of the race, though in the case of the voter campaign they had short-term costs in terms of officials’ performance post-election.

Researchers evaluated the effects of an information campaign on workers’ awareness of and participation in a program that subsidizes skills-building training in Germany. Results showed that the information campaign doubled workers’ awareness of the program on average, but had no effects on program take-up or on labor market outcomes one to two years later. However, the campaign was successful in encouraging participation in other non-subsidized training services among workers aged below 45 years old.