Evaluation
Supporting women’s empowerment, the ability for women to control their resources and make their own choices, is a common policy goal both as its own outcome and as a vehicle to drive other change like improving children’s health and education. Many empowerment programs have targeted women’s income generating abilities, though fewer programs have attempted to provide ways for women to retain control over their existing resources. Researchers collaborated with the NGO BRAC to conduct a randomized evaluation to test the impact of encouraging women microfinance clients to make weekly loan repayments with mobile money instead of cash on their wider use of mobile money services and their empowerment. Encouraging women to use mobile money for loan repayment led them to increase its use for repayment and other transactions, like savings, and increased their empowerment; however, it did not increase their business profits or sales.