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Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

In Uganda, researchers conducted a randomized evaluation to test the impact of providing a soft skills certificate to both employers and job seekers during job interviews on matching in the labor market. The certificates caused workers to increase their expectations of finding the right job, while...

In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

Researchers conducted a randomized evaluation to assess how fact-checks regularly sent to participants through WhatsApp can affect their ability to discern false information, as well as their beliefs and attitudes related to topics subject to viral misinformation, particularly Covid-19. Overall, the...

In Uganda, researchers evaluated the effect of standardized business skills training on business performance as compared to more personalized mentoring services.

In India, a biometrically authenticated payment system reduced corruption and substantially improved the delivery of government social assistance programs despite partial implementation.