Evaluations

Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Researchers tested the independent impact of two channels, social learning (when someone purchases an asset after a peer expresses a desire to purchase the same asset) and social utility (when someone feels he can gain more from an asset because his peer owns it), on financial decisions in Brazil...

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...

The proliferation of mobile money across low- and middle-income countries has led to increased availability of mobile payment systems, which can potentially allow more flexible payment terms for customers. Subsidies increased the use of mechanized desludgings, while pre-paid deposit requirements had...

This study evaluated the impacts of information about children’s academic performance on parents’ subsequent investments in their children’s education. Findings indicate that parents’ perceptions of their children’s academic needs tend to be inaccurate, and that providing parents with information on...

In Mexico, researchers evaluated a math tutoring intervention and a cognitive behavioral therapy-based (CBT) program that aimed to encourage students to slow their decision-making processes and to improve academic readiness for secondary school students at risk of dropping out. The study found mixed...

If disadvantaged students lack information about their educational opportunities after high-school and the academic preparation they need to succeed in top universities, they may be less likely to apply to and attend these universities. Researchers tested the impact of a program that connected...

In this study, researchers explored the impact of a soft-skills training program on youth employment.