Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 98 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

Displaying 105-112 of 322

The Impact of Delayed Wage Payments on Spending and Investment in Malawi

Lasse Brune
Qingxiao Li
Researchers conducted a randomized evaluation to test the impact of paying workers on a weekly basis or in one lump sum, as well as of receiving payments in contexts with greater temptation to spend, on their spending and investment decisions. Workers assigned to receive lump-sum wages were more...

The Impact of Role Models and Technical Assistance on Microfirms in Chile

In partnership with Simón de Cirene, a Chilean non-profit organization, researchers evaluated the impact of providing role models and personalized assistance through various delivery methods on the business outcomes of micro-entrepreneurs. One year after the program ended, household income increased...

Financial Training for Mineworkers in South Africa

Jeremy Shapiro
Kartini Shastry
Financial access in South Africa has expanded rapidly in recent years and policymakers have identified financial education as a means to improve financial literacy and inclusion. To test this, researchers evaluated the impact of a financial literacy workshop on miners’ financial understanding...

The Impact of a Financial Literacy Program in South Africa

Christian Salas Pauliac
Veronica Postal
Bilal Zia
Researchers investigated whether a financial literacy program improved financial knowledge and practices, and increased financial service use among low-income individuals in South Africa. Offering a training improved knowledge about budgeting, increased self-reported savings, and reduced loan...

Increasing Access to Microcredit to Encourage Business Start-up and Participant Welfare in Bosnia and Herzegovina

Britta Augsburg
Ralph De Haas
Heike Harmgart
Researchers expanded microcredit offerings in Bosnia and Herzegovina to evaluate the effect of improved credit access on economic and social outcomes. They found that providing loans to slightly under-qualified microcredit applicants increased small business ownership, but not income, and decreased...

The Impact of Making Insurance Choices Easier in the United States

Jeffrey Kling
Eldar Shafir
Lee Vermeulen
Marian Wrobel
Researchers evaluated the effect of personalized options information on seniors' plan choices. They found that people who received personalized information were more likely to change plans, resulting in an average saving of US$100 per year. This suggests that direct information delivery can decrease...

Labeled Remittances from Workers to Improve Household Allocation Compliance in the Philippines

Researchers are evaluating the impact of providing the option of labeled remittances to Filipino workers in the United Arab Emirates on the amount of remittances sent and what those remittances are used for by their recipients.

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...