Evaluations

Researchers partnered with a local bank to learn how customers chose between two account types—an account that had been offered for many years, which carried high monthly fees but no individual transaction costs, or a new type of account that charged for each withdrawal but did not impose monthly...

Researchers evaluated the impact of a financial literacy program for Filipino domestic workers based in Singapore on their financial knowledge, behavior, savings, and remittances. While there was no evidence that being invited to join the program had any impact on financial knowledge or behavior...

Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...

If female managers are more likely to hire women, gender-balanced hiring committees may help promote parity in the long run. Using data from public examinations to enter the Spanish judiciary, researchers found that female candidates were less likely to succeed in the public examinations when...

Researchers conducted a randomized evaluation to determine whether PLS programs encouraged opening and use of bank accounts in Mexico. The lottery incentive increased the number of bank accounts opened, and accounts opened because of the PLS program were just as likely to be used as accounts opened...

Researchers partnered with the Ministry of Education in Turkey to conduct a randomized evaluation of Understanding Each Other, a program which aims to foster social cohesion through perspective-taking activities that encourage students to consider others’ perspectives. They found that the program...

Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Researchers evaluated the impact of mixed Christian-Muslim soccer teams on social cohesion and interactions between these groups in an ISIS-affected area of Iraq. Christians who played on mixed teams demonstrated a higher likelihood of engaging with Muslim teammates after the league ended, but the...