Evaluations

In an ongoing study, researchers are aiming to identify product features that increase demand for commitment savings accounts and evaluate the effect of the accounts on farm investments and yields.

Researchers re-examined data from previous studies in Ghana, India, and Sri Lanka to better understand the impact of credit and cash grant variations on micro-enterprise profits. Their results suggest that the gender gap in micro-enterprise performance was not due to ability, but rather to women’s...

Researchers evaluated whether offering market vendors cash grants to pay off existing debt and financial training influenced future borrowing behavior. While market vendors were less likely to borrow and borrowed in smaller amounts in the short-term, most returned to debt within six weeks.

Researchers conducted a randomized evaluation to investigate the demand for commitment savings products or financial counseling, and the impacts these products and services have on savings, among a sample of low- and moderate-income credit union members in New York City.

Researchers provided small one-time grants to microenterprises in Sri Lanka to measure the impact of the additional capital on business profits two and five years later. They found that cash and in-kind grants increased business profits for male owners in the short and long term, but did not lead to...