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Leveraging the Parents and Children Together (PACT) Program for Increased Parental Engagement in the United States

Sebastian Gallegos
Ariel Kalil
Susan Mayer
Researchers evaluated the impact of providing small behavioral tools, including a goal-setting website, text message reminders, and social rewards, to parents to encourage their participation in the Parents And Children Together (PACT) program. These behavioral tools more than doubled parents’...

Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...