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Four women group around a counter at a small shop. One woman is performing a transaction on a digital card reader.

Improving women’s digital literacy as an avenue for financial inclusion

To ensure Indonesia continues to experience gender-equitable growth, e fforts geared towards financial inclusion must take into consideration women’s needs, in particular among poor and digitally illiterate populations. How can insights from Indonesia’s past financial inclusion experiences inform...
A person wearing a mask peddles a bike through an outdoor market.

Strengthening Indonesia’s social protection in the COVID-19 era: Strategy and lessons from evidence

Indonesia has massively expanded its social assistance programs to respond to the crisis. How can we strengthen existing institutions as a backbone to provide assistance to the crisis? As a commitment to supporting the Indonesian government in mitigating the economic impact of COVID-19, J-PAL...
A person manages book of mobile cash transfers

Incentivizing public sector employees: The role of digital technology in enhancing the carrot and the stick

Employee effectiveness is a key driver of productivity and economic development in the public sector. But how does one motivate public sector employees to perform and deliver services? Understanding what drives these employees to work hard, and how different (dis)incentives can energize (or reduce)...
A close-up picture of two hands operating a card reader

Tantangan dan Isu Utama dalam Meningkatkan Inklusi Layanan Keuangan Digital di Indonesia: Analisis Laporan White paper IFII J-PAL SEA

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Keberhasilan Indonesia dalam meningkatkan inklusi keuangan dalam beberapa tahun terakhir didukung oleh komitmen yang kuat dari pemerintah dan sektor swasta, serta pesatnya inovasi teknologi terutama yang mendukung penyediaan layanan keuangan digital atau digital financial service (DFS). Memperluas...
A close-up picture of two hands operating a card reader

Key issues and challenges for advancing inclusive digital financial services in Indonesia

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How can technological innovations in digital finance help accelerate progress? This blog recaps an October webinar hosted by J-PAL SEA's Inclusive Financial Innovation Initiative (IFII), which provided an overview of the financial inclusion and digital finance services sector in Indonesia and...
A woman completes a digital cash transfer

The leaky bucket: Can digitization of social welfare programs reduce leakages?

Corruption and ineffective program implementation often result in leakages, which are particularly concerning when it comes to social welfare programs, including cash transfers. But with rapid technological innovation and increasing connectivity, does digitization have the potential to help reduce...
A woman with a mask on puts a mask on a young girl

Designing adaptive social assistance during COVID-19: A recap from the Evidence for Egypt Spotlight Webinar

To address how existing social assistance programs in Egypt could be enhanced in response to COVID-19 and large external shocks in general, J-PAL MENA and UNICEF Egypt held a webinar on “Social Assistance Response to Large External Shocks in Egypt: What We Can Learn from Randomized Evaluations.”...
A smiling women speaks on a cell phone in front of an Mpesa stand.

Building back better: Catalyzing digital financial services for women across Africa

The G7 partnership on women's digital financial inclusion in Africa, of which J-PAL Africa’s Digital Identification and Finance Initiative is a participant, recently held its first annual event focused on Catalyzing Digital Financial Services for Women Across Africa: Supporting Recovery, Resilience...