Evaluations

Researchers examined the effects of free savings account access on savings account use, indebtedness, consumption, and well-being. Easy access to savings accounts reduced participants’ reliance on borrowing, helped them manage fluctuations in income, and increased their self-reported well-being.

Researchers evaluated how informal insurance within Indian sub-castes affects the demand for formal rainfall insurance, and subsequent risk-taking among households employed in agriculture. Informal insurance both increased and decreased the demand for formal rainfall insurance, depending on the...

Researchers analyzed the effect of reducing barriers to saving in rural Malawi on savings behavior, investment in agricultural inputs, and consumption. They found that farmers with access to formal savings accounts preserved greater amounts of savings throughout both the harvest and planting seasons...

Kenya, East Africa's largest economy, is struggling with an ageing energy infrastructure and low connectivity to the power grid. William Jack and affiliate Tavneet Suri (MIT) study the impact of off-grid solar power on small retailers in Nairobi.

International remittances are an important financial tool for many developing countries, and many organizations offer financial products or financial education services to help families manage the remittances they receive. Researchers provided families with financial products and financial education...

In the United States, many people who are eligible for social and economic benefits do not claim those benefits. Researchers partnered with the U.S. Internal Revenue Service (IRS) to test the effectiveness of different messages to taxpayers designed to encourage them to claim certain tax benefits.

To promote export diversification, the Tunisian government is implementing a $22 million export matching-grant scheme, TASDIR+. TASDIR+ aims to increase exports and promote export diversification toward higher value-added exports and new markets. This study is using a randomized controlled trial to...

This study examines how reminders to file taxes affect tax filing decisions among low-income individuals who did not appear on a filed tax return. The results of two randomized evaluations demonstrate that one-time reminders increase tax filing—both to claim tax refunds as well as to voluntarily pay...