News

In partnership with a mobile network operator launching a new phone-based savings account, researchers evaluated the role of defaults and financial incentives on savings decisions. Two months after the launch of the phone-based savings account, the company’s employees randomly assigned a default...

Researchers conducted a randomized evaluation to test the impact of targeting cash transfers to women on household spending and women’s empowerment. Targeting the cash transfer to mothers increased household spending on food. Women offered the transfers also had stronger measures of empowerment...

Researchers introduced text message reminders to evaluate their effect on Kenyan patients taking their antiretrovirals consistently and not skipping doses. Patients who received weekly text messages were more likely to take their medicine 90 percent of the time and were less likely to skip doses for...

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

Researchers conducted a randomized evaluation to test the impact of two different performance-based incentives on students’ test scores, motivation, and behavior in Malawi. They find that tournament-style incentives that rewarded the top performers among a large group lowered test scores and student...

In Peru, researchers are conducting a randomized evaluation to measure the impact of an SMS reminder campaign on the frequency of credit report checks, credit scores, total debt levels, and interest rates paid on debt.

In many countries, rural populations access social services through decentralized systems that hire community-based workers with high monitoring needs, leaving little time for supervisors to perform other essential functions. Researchers are evaluating the impact of a phone-based e-monitoring app...