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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Savings Account Labeling and Financial Literacy Training for Susu Customers

In this evaluation, researchers seek to understand if a purely psychological savings product, which encourages customers to earmark account funds for a specific financial goal, increases savings rates. Preliminary results found that customers with a labeled Susu savings account have more total...

The Impact of Framing Information on Life Annuity Investments in the United States

Jeffrey Brown
Jeffrey Kling
Marian Wrobel
Researchers evaluated the effect of the framing of potential investment options on people's investment in life annuities. They found that individuals were more likely to prefer an annuity when their options emphasized future consumption, rather than framing options in terms of investments. These...

Balancing Health Benefits and Risks of ACT Subsidies in Kenya

Researchers distributed vouchers for antimalarial drugs and malaria rapid diagnostic tests, redeemable at four local drug shops in Western Kenya. Taking some subsidy money away from antimalarial drugs and putting it towards subsidizing and promoting rapid diagnostic testing could improve targeting.

Community Based Strategies to Reduce Maternal Mortality in Northern Nigeria

Jessica Leight
Vandana Sharma
In northern Nigeria, researchers evaluated the impact of three community-based interventions designed to enhance uptake of maternal and child health services: a community health worker program, health educators with the provision of safe birth kits, and health educators with community dramas. While...

Increasing Savings and Reducing Credit Card Reliance among Low-Income U.S. Households

Researchers conducted a randomized evaluation to investigate the demand for commitment savings products or financial counseling, and the impacts these products and services have on savings, among a sample of low- and moderate-income credit union members in New York City.

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...

Do Robotic Calls from Credible Sources Influence Voter Turnout or Vote Choice?

James G. Gimpel
Daron R. Shaw
To test the impact of an automated phone call from a credible source on voters’ preferences and behavior, researchers delivered the message to random voters in two concurrent randomized evaluations. The call did not increase voter turnout or change voter preferences, suggesting that automated phone...