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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Examining the Effects of Crop Price Insurance for Farmers in Ghana

Researchers in Ghana introduced financial literacy training and crop price insurance to determine their impact on farmers' willingness to take out loans and make long-term investments. Results show that farmers who received the training and insurance were only slightly more likely to borrow and make...

Evaluating Village Savings and Loan Associations in Uganda

Beniamino Savonitto
Bram Thuysbaert
Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Reducing Energy Consumption and Greenhouse Gas Emissions through Energy Efficient Retrofits: Evidence from Low-Income Households

Researchers evaluated the impact of a residential energy efficiency program on energy savings and carbon emissions in the United States. They found that energy savings equaled only about half of the upfront cost of the program, which were far less than projected.

Constraints to Saving for Health Expenditures in Kenya

Researchers introduced four savings devices to estimate the relative importance of different potential barriers to health savings. Results indicate that just providing a safe place to keep money led to a large increase in health savings. These results suggest that simply labeling funds for a...

Groupements de Créateurs: Encouraging Youth Entrepreneurship in France

Nila Ceci-Renaud
Elise Huillery
Researchers evaluated the impact of a program aiming to develop the autonomy and decision-making skills of young people interested in starting a company or organization. They found that the program had positive impacts on the employment status, income, and overall confidence of the participants.

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...