Evaluations

A randomized evaluation in rural Kenya found that offering higher short-term interest rates on a savings account substantially increased bank account use two and a half years for after the promotional rate ended. Offering the interest rate promotion on individual bank accounts also increased...

In India, researchers randomly assigned microfinance clients to monthly or weekly meeting schedules to test whether more frequent meetings could build social capital. They found that weekly meetings lead to higher levels of social interaction that continued beyond the initial loan cycle, which...

In partnership with Family Bank of Kenya, researchers evaluated the impact of providing free ATM card to couples on savings account use. Providing ATM cards significantly increased the use of savings accounts owned by men and joint accounts on average, but had no effect on accounts owned by women or...

Researchers analyzed the introduction of microcredit programs in parts of rural Ethiopia to evaluate the effect of improved credit access on economic and social outcomes. They found that introducing microcredit programs increased the frequency of borrowing and amount borrowed by rural households in...

Researchers compared the impacts of providing group- or individual-liability loans to women in rural Mongolia. Access to group loans increased business ownership and food consumption among poor women, while individual loans had no effect on these outcomes.

Researchers partnered with the largest public bank in Guatemala to measure the impact of light-touch financial products, such as reminders and suggested ‘default’ savings contribution levels, on the savings behavior of microfinance borrowers. Clients who were prompted to save through default...

Researchers conducted a randomized evaluation to test the impact of increased access to transportation and assistance with interview scheduling on women’s employment.

In Sierra Leone, researchers are testing whether price subsidies and agricultural extension training can reduce the costs of early adoption, and whether using the improved seed varieties will ultimately benefit poor farmers.