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Moral Incentives to Increase Credit Card Repayment in Indonesia

Daniel Gottlieb
Martin Kanz
Researchers partnered with a large Indonesian Islamic bank to evaluate the impact of sending moral appeals in reminder text messages to late-paying credit card holders. Messages stating that non-repayment of debts by someone who is able to repay is an injustice increased the number of clients...

Local Mentorship and Business Training to Increase Profits among Microenterprises in Kenya

Researchers conducted a randomized evaluation to test the impact of two different types of business training—formal business classes and mentorship from a successful entrepreneur in the same industry—on female entrepreneurs’ profits and use of new business practices in Kenya. They found that...

Improving Price Negotiations and Profits through SMS-based Agricultural Information for Farmers in India

Researchers partnered with Thomson-Reuters to evaluate whether receiving information through SMS messages generated economic benefits for farmers in India. Results showed no effect of the intervention on prices, crop losses, or cultivation practices. However, increased access to information seems to...