Evaluations

MDRC partnered with NYC Opportunity, the NYC Human Resources Administration and Food Bank for NYC to design, implement, and evaluate the program. MDRC researchers found that three years of Paycheck Plus in New York City increased income, employment, tax credit receipt, and payment of child support...

Researchers sought to determine whether providing information on the EITC could increase the amount individuals received by randomizing the information professional tax preparers supplied. They found that providing more information did not increase EITC transfers or annual earnings overall.

Researchers conducted a randomized evaluation to test the impact of paying workers on a weekly basis or in one lump sum, as well as of receiving payments in contexts with greater temptation to spend, on their spending and investment decisions. Workers assigned to receive lump-sum wages were more...

Small and medium enterprises are thought to be an important source of innovation and employment in developing countries, but entrepreneurs face a number of barriers to expanding their businesses. In Colombia, researchers are examining the impact of a combination of training, mentorship, and...

In partnership with Simón de Cirene, a Chilean non-profit organization, researchers evaluated the impact of providing role models and personalized assistance through various delivery methods on the business outcomes of micro-entrepreneurs. One year after the program ended, household income increased...

Financial access in South Africa has expanded rapidly in recent years and policymakers have identified financial education as a means to improve financial literacy and inclusion. To test this, researchers evaluated the impact of a financial literacy workshop on miners’ financial understanding...

Researchers investigated whether a financial literacy program improved financial knowledge and practices, and increased financial service use among low-income individuals in South Africa. Offering a training improved knowledge about budgeting, increased self-reported savings, and reduced loan...

In the Dominican Republic, researchers are investigating whether financial education and business training can help recipients of CCTs to manage their own finances and ultimately graduate from the program.