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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Credit Scores on Lending in Colombia

Ximena Cadena
Alexandra Cristea
Héber M. Delgado-Medrano
Daniel Paravisini
Researchers examined whether small incentives and short-term goals could encourage Colombian loan officers to stop procrastinating. Under the new incentive structure, loan officers spread their work more evenly throughout each month, and they met a much greater percentage of their monthly targets.

The Impact of Mobile-Based Market Information on Informal Cross-Border Trading in Kenya and Uganda

Eleanor Wiseman
Researchers conducted a randomized evaluation to test whether reducing information disparities by giving access to critical market information through a mobile phone platform would improve traders’ profits and decrease incidences of corruption and bribery. Access to the mobile phone platform...

Integration through friendship – evidence form a peer matching program in Sweden

Increasing levels of migration to the European Union have created significant challenges for governments to ensure migrants fully integrate and thrive in their host societies, but there is little rigorous evidence that evaluates current programs that promote social inclusion. Researchers are...

Formal Rainfall Insurance for the Informally Insured in India

Mark Rosenzweig
Researchers conducted a randomized evaluation to test how informal insurance within Indian sub-castes affected the demand for formal rainfall insurance, and subsequent risk-taking among households employed in agriculture. Informal insurance both increased and decreased the demand for formal rainfall...

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...