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Flexible Loan Contracts for Microentrepreneurs in Bangladesh

Marianna Battaglia
Andreas Madestam
In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...

Messaging Strategies to Promote Safe Water and Hygiene in Bangladesh

Kaniz Jannat
David Levine
Stephen Luby
Thomas Polley
Leanne Unicomb
Researchers tested whether sharing messages that appealed to negative emotions, like shame or disgust, increased households’ hand washing behavior and willingness to pay for water chlorination in Dhaka, Bangladesh. Negative messaging had no impact on chlorination levels or willingness to pay, but...

The Impact of a Multi-faceted Livelihoods Program on Low-income Households in India

In India, researchers partnered with Bandhan Konnagar to evaluate the impact of a multi-faceted livelihoods program known as the Graduation approach, which aims to encourage occupational change among people living in extreme poverty. The Graduation approach had large and positive effects on economic...

Importance of Ethnic Networks in Business Transactions in India

Rajkamal Iyer
Researchers evaluated whether the ethnicities of wholesale buyers and sellers in Chennai, India, affected the transaction terms. They found that traders offered lower prices to buyers of the same ethnicity, but not necessarily because they trusted them more.

The Impact of a Formal Savings Intervention in Sri Lanka

Researchers conducted a randomized evaluation to test the impact of a deposit collection service on the amount of savings and the source of those savings. In a follow-up evaluation, researchers introduced design tweaks to test the impact of reducing collection costs on individuals’ savings behavior...

Welfare Benefits of Decentralized Solar Energy for the Rural Poor in India

To evaluate the demand for solar electricity, researchers randomly offered solar microgrid connections at different prices to households in rural areas of Bihar, India. Demand for microgrids was highly variable and low when they were offered at market price, likely because there were several other...

The Impact of an Emissions Trading Scheme on Economic Growth and Air Quality in India

In India, researchers evaluated the impact of the first emissions trading scheme for particulate matter on air quality, industry compliance costs, and industry profits. Compliance with the market was high, and participating firms substantially reduced their particulate matter emissions without large...