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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Reducing Bank Overdraft Usage through Price Discounts and SMS Reminders in Turkey

Researchers evaluated the impact of informational reminders and price discounts on bank clients’ overdraft usage in Turkey. While messages on the availability of overdraft protection services increased usage, messages promoting an overdraft discount actually reduced overdraft usage, potentially...

The Impact of Disbursing Microfinance Loans via Mobile Money Accounts in Uganda

Researchers conducted a randomized evaluation to test disbursing microfinance loans through digital accounts on business outcomes in Uganda. Women who received their loan through a digital account experienced higher business capital and profits compared to those who received their loans via cash.

Incentivizing Savings through Default Deposits and SMS Reminders

Claudia Martinez
Esteban Puentes
Researchers are evaluating the impact of default deposits, SMS reminders to save, and short financial training for bank clients in low-income urban areas in Chile on saving and spending decisions.

Dairy Market Responses to Saving Constraints in Kenya

In partnership with a local dairy cooperative, researchers utilized a combination of evaluations and surveys to measure dairy farmers’ responses to various price and timing incentives. They found that farmers willingly declined daily payments at higher milk prices in favor of monthly payments at...

Providing Female Garment Workers with Soft Skills Training for Professional Advancement in Bangladesh

Hannah Uckat
By comparing the impacts of soft skills training, a combination of soft and hard skills training, and no training, researchers seek to determine whether soft skills training alone is an effective and efficient way to increase the numbers of promotions offered to women and prepare women to be strong...