Evaluations

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Researchers tested the effect of an inventory credit program that provided storage facilities and loans on palm oil farmers’ agricultural activities in Sierra Leone. Take-up and use of the storage and loans was low, and there was no impact on total storage or timing of sales.