Evaluations

Researchers used a randomized evaluation to measure the impact of a government program that gave groups of young people US$400 per person in return for a proposal to start a skilled trade. Recipients invested the cash and significantly increased their incomes for several years. However, nine years...

Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

Researchers examined the impact of receiving an invitation to a savings-focused financial literacy workshop on the financial decisions of Indian migrant workers in Qatar and their wives in India. A one-time financial literacy workshop in Qatar increased migrant workers’ joint financial decision...

Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

In Malawi, researchers are evaluating the effect of membership in a Village Savings and Loans Association (VSLA) on an individual’s financial and social well-being.

Researchers introduced four savings devices to estimate the relative importance of different potential barriers to health savings. Results indicate that just providing a safe place to keep money led to a large increase in health savings. These results suggest that simply labeling funds for a...

Researchers are partnering with a bank and a mobile money operator in the Dominican Republic to evaluate the impact of credit scoring models designed specifically for women on access to credit.