Evaluations

Researchers are evaluating the impact of a digital school fee loan, with and without a direct repayment incentive, on repayment rates, households’ well-being, and students’ educational outcomes.

To promote export diversification, the Tunisian government is implementing a $22 million export matching-grant scheme, TASDIR+. TASDIR+ aims to increase exports and promote export diversification toward higher value-added exports and new markets. This study is using a randomized controlled trial to...

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.

Researchers sought to understand different types of information asymmetries and how they relate to loan default rates in South Africa. Borrowers given high interest rates had a greater incentive to default as it was more costly to repay the loan, but there was little evidence that borrowers...

Researchers partnered with a tea company in Malawi to study the effects of a savings product that allowed workers to defer payment of a part of their wages. The deferred wages program was generally popular and increased savings; in the longer run, it helped workers improve their houses.

Conditional cash transfer (CCT) programs are designed to incentivize parents to invest in their children's health and wellbeing, while providing cash transfers to improve their current welfare. Researchers evaluated the impact of Mexico’s national CCT program (“PROGRESA”) on a wide range of health...

Despite the initial promise of microcredit, randomized evaluations have found at best modest effects of microloans on poverty. Digitized payments from government cash transfer programs provide a unique opportunity to offer microcredit while addressing some of its shortcomings, potentially reducing...

The Graduation Approach, a model for holistic livelihoods programs, has been proven to have lasting impacts on poor families’ income, assets, food security, and mental health, but these programs can be expensive to implement. In Ghana, researchers are evaluating the impact of different variations of...