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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Branchless Banking Agents’ Profile, Limitations, and Potential for Agent Network Expansion and Improvement”

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

Digital Credit Literacy Campaign in Malawi

Valentina Brailovskaya
Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

The Impact of Doubling Teacher Salary on Student Performance in Indonesia

Researchers examined the impact of doubling teacher salary on student and teacher performance in Indonesia. This intervention had some positive effects on teachers: they reported higher levels of satisfaction with their jobs and less financial stress and were less likely to have a second job...

Improving Immunization Rates Through Regular Camps and Incentives in India

In rural Rajasthan, India, researchers evaluated whether improving access to vaccines via immunization camps could increase immunization rates, and whether additionally offering a non-financial incentive such as lentils could further increase rates. They found that providing incentives alongside...

Improving Loan Repayment through Positive Incentives in Uganda

Ximena Cadena
Researchers evaluated the effect of (a) simple text message reminders and (b) financial incentives on borrowers' loan repayment. These methods had similarly positive effects, which suggests that the text message reminders may be a more cost-effective intervention. The reminders proved particularly...

The Direct and Indirect Effects of Female Training Interventions in a Traditional Society

Researchers are conducting a randomized evaluation to test the impact of a nursing skills training program targeting female youth based in Assiut and Sohag, Egypt, on employment outcomes on the treated group and more importantly, their local social network.