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Microfinance Repayment Schedules in West Bengal, India

John Papp
Jeannie Park
Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

Examining Underinvestment in Agriculture: Returns to Capital and Insurance Among Farmers in Ghana

Researchers in northern Ghana conducted a randomized evaluation to assess the underlying reason for underinvestment by examining the relative effectiveness of cash grants and insurance grants in improving crop yields. Results suggest that uninsured risk, rather than a lack of capital, was the...

The Role of Information and Preferences in School Choices in Romania

Robert Ainsworth
Rajeev Dehejia
In this randomized evaluation in Romania, researchers compared the roles of preferences and information in households’ decision-making, with regard to high school selection. Results suggest that households provided with information on school quality tend to choose schools that have a greater...

Insurance, Credit and Technology Adoption in Malawi

Xavier Giné
In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

Discrimination in Hiring and Anonymous CVs in France (CV Anonymes)

In collaboration with the French employment agency Pôle Emploi, researchers evaluated whether interview and hiring rates of minority candidates changed when employers collect anonymous resumes. Making resumes anonymous did not affect the average number of interviews and job offers volunteer firms...

Union Leaders and Factory Workers’ Collective Action in Myanmar

Labor movements can improve workers’ lives but face great difficulty in getting workers to agree on common goals and take collective actions. In garment factory workers’ group discussions on minimum wage policies in Myanmar, researchers randomly included union leaders to study whether the presence...

Online Sexual Education Modules for Schools in Urban Colombia

In Colombia, researchers evaluated the impact of an online sexual health course implemented in public middle schools on adolescents’ sexual health knowledge, behavior, and attitudes towards sexual health. The study showed that the online course led to improved sexual health knowledge and attitudes...

Network Effects between Small & Medium Enterprises in Uganda

Francisco Campos
Markus Goldstein
Obert Pimhidzai
Mattea Stein
Bilal Zia
Many governments and organizations use finance and management training as a tool to promote small and medium enterprise growth in developing countries, but it is not clear whether or how information from these trainings is shared across SMEs operating in the same area.