News

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

In Nicaragua, researchers analyzed the impact of a conditional cash transfer program on the distribution of child labor within households. In households that randomly received a conditional cash transfer, older boys and boys who were behind in school spent significantly less time working each week...

In partnership with candidates, researcher Alan Gerber conducted five randomized evaluations in two states to measure the effect of campaign mailings on vote shares. The results suggest that incumbent spending has a negligible effect on vote share, whereas challenger spending was effective.

Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

Understanding the factors that influence voting behavior is a central policy issue. Often voting outcomes directly determine funding of critical public goods such as public education.

In the United States, researchers evaluated the social welfare impacts of one very popular nudge to decrease energy consumption—Home Energy Reports (HERs). While they found that the HERs increased social welfare overall, these gains were far less than those reported by previous evaluations that did...

Researchers sent emails to schools posing as parents of students with randomly-varied characteristics to assess if schools responded differently to different types of students. The researchers found that on average both charter and traditional public schools were less likely to respond to students...