Researchers estimated the impact of a microcredit program, which was randomly rolled out in rural areas of Morocco. Thirteen percent of the households in treatment villages took a loan, and none in comparison villages did. Among households identified as more likely to borrow, microcredit access led to a significant rise in investment in assets used for self-employment activities, and an increase in profit, but also to a reduction in income from casual labor. Overall, there was no gain in income or consumption.

Researchers partnered with Banco Agrícola to conduct a randomized evaluation that offered a way for Salvadoran migrants to directly channel some fraction of their remittances into savings accounts in El Salvador. Results indicate that a desire for control over remittance uses—in particular the fraction that is saved in formal savings accounts—was large, and had significant influence on migrants’ financial decision making. The intervention also led to a large in savings, both in the partner bank and elsewhere.

Researchers tested the influence of the (randomly chosen) rate at which clients were told contributions to their Individual Retirement Arrangements (IRAs) would be matched on the amount contributed to their retirement savings accounts. They found higher matching rates significantly increased IRA participation and contributions.

Researchers conducted a randomized evaluation to determine the impact of job training and counseling programs on youth employment in Egypt. The job training programs improved labor market outcomes such as employment rates and income, and sometimes had a positive impact on non-labor market outcomes such as empowerment. However, the addition of counseling did not increase these positive impacts.

Researchers evaluated the impact of trainings for brick kiln owners and operators on air pollution, CO2 emissions, and kiln profitability.

Researchers conducted a randomized evaluation with a bank in the Dominican Republic to compare the impact of two distinct programs: standard accounting training versus a simplified, rule-of-thumb training that taught basic financial heuristics.

Researchers evaluated the effect of (a) simple text message reminders and (b) financial incentives on borrowers' loan repayment. These methods had similarly positive effects, which suggests that the text message reminders may be a more cost-effective intervention. The reminders proved particularly effective for younger borrowers.