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Evaluation
Small Individual Loans and Mental Health in South Africa
This evaluation examined the direct impact of providing small consumer loans to marginally creditworthy individuals in South Africa on their credit access, investment, and well-being, as well as the profitability of these loans for lenders. Results found approving loans for marginally creditworthy applicants did improve economic outcomes for poor households and generated profits for lenders.
Evaluation
Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines
Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.
Evaluation
The Role of Exposure, Social Networks and Marketing Messages in Households' Willingness to Pay for Malaria Prevention in Kenya
This study evaluated the impact of subsidies and two different marketing messages on the take-up of insecticide-treated bed nets by rural households. Take-up did not vary with the framing of marketing messages but was highly sensitive to changes in price. Gaining access to a highly subsidized bed net in the first year also increased households’ willingness to pay for an additional net a year later.
Person
Frederico Finan
Frederico Finan is a Professor of Economics at the University of California, Berkeley. His research focuses on a broad range of economic topics in the areas of economic development and political economy, with a regional focus on Latin America.
Evaluation
Free Distribution or Cost Sharing? Evidence from a Malaria Prevention Experiment in Kenya
Researchers investigated the impact of the price of insecticide-treated bed nets (ITNs) on usage and demand in Kenya. Researchers found that cost-sharing considerably dampened demand, and those who were left out under a cost-sharing scheme had very high usage rates when they could access the product for free. Because there are social health benefits from achieving a certain ITN coverage rate, the results suggest that free distribution of ITNs is both more effective and cost-effective than cost-sharing.
Evaluation
Cleaning Springs in Kenya
Evaluation
Influencing the Provision of Social Services through Mandated Female Representation in Policymaking in India
Researchers studied the policy consequences of mandated representation of female policymakers by determining whether there was any difference in the provision of social services between male- and female-led village councils. Results suggest that reservations for female leaders affected policy decisions in ways that seemed to better reflect women’s preferences.
Evaluation
Perceptions of Female Leaders in India
Researchers studied the impact a quota system which randomly assigned villages in India to reserve village council positions for women. They found that quotas improved voters’ perceptions of the effectiveness of women as leaders and subsequently improved women’s electoral chances.
Evaluation
Rates of Return to Fertilizer: Evidence from Field Experiments in Kenya
Researchers in Kenya collaborated with the NGO International Child Support to measure the returns to different types of fertilizer among local farmers. While results show that all interventions led to increases in yield, rate-of-return calculations indicate that not all were profitable for the average farmer.
Event
Evaluating Social Programs Online Course 2020
CLEAR/J-PAL South Asia is offering an online training course on Evaluating Social Programs. Modeled after our in-person course, Executive Education: Evaluating Social Programs, this five-day virtual training program is designed to provide development practitioners, policymakers, researchers, and...
Evaluation
CARES Commitment Savings for Smoking Cessation in the Philippines
Researchers evaluated the impact of a voluntary commitment savings program that allowed individuals to deposit a self-selected amount of their own money that would be forfeited if they did not quit smoking within six months. Results suggested that individuals who were offered the program were much more likely to quit smoking.
Evaluation
Determinants of Delinquency in the Philippines
Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results from a prior study of group loans. Additionally, researchers found that more general personality index measures were not good predictors of default.
Evaluation
Emergency Savings Accounts for Remittance Receivers in Mexico
Researchers partnered with CNS to investigate whether requiring clients to sign a non-binding agreement to save a predetermined amount of each remittance received could increase saving.
Research Paper
File: Research paper