Evaluations

In Uganda, where most employees receive their wages in a single monthly payment, researchers are working to evaluate if an alternative, divided payment schedule reduces regretful spending.

Researchers are partnering with a financial institution in Paraguay to evaluate the impact of a range of tablet-based applications, which remind people to save and help them make savings goals, on savings behavior of low-income individuals.

Researchers offered market vendors and bicycle taxi drivers in rural Kenya the opportunity to open a savings account at no cost. The formal savings accounts increased savings, productive investments, and expenditure levels among female micro-entrepreneurs, but not among males.

In Malawi, researchers offered micro-entrepreneurs either single or multiple lockboxes to evaluate the impact of the boxes on savings and other business and financial outcomes. Individuals offered multiple lockboxes saved more than those offered a single lockbox, suggesting that providing lockboxes...

Researchers conducted a randomized evaluation to test whether encouraging entrepreneurs to raise their aspirations helped them improve their financial decisions and outcomes. The aspirations training led individuals to set higher savings goals, but most participants failed to achieve their goals.

Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Researchers evaluated the impact of encouraging citizen monitoring on the 2019 mayoral elections in Colombia. The intervention resulted in higher reports from citizens and a reduction in observed irregularities in the election.

A study conducted in Ghana over 15 years evaluated the benefits of secondary school scholarships on both education and health outcomes.