Evaluations

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.

Researchers conducted a randomized evaluation of the ways in which information dissemination within social networks affected farmers’ adoption of a weather insurance product in rural China. Results suggest that social networks had a significantly positive effect on insurance take-up, driven by the...

Researchers combined subsidized weather index insurance with input loans for fertilizer and modern seed use for smallholder farmers in rural Ethiopia to investigate the impact of these products on demand for insurance and resulting shifts in agricultural technology use and crop yields. Results...

Researchers conducted a randomized evaluation to test the impact of providing financial literacy education alongside various marketing strategies to small-scale farmers in Gujarat, India, on their demand for rainfall index insurance. Financial education had a significant effect on adoption of...

Researchers conducted a randomized evaluation of the impact of the Oportunidades CCT program in Mexico on recipients’ investments decisions and long-run poverty levels. They found that the cash transfers promoted long-term increases in consumption through investment in productive activities...

The Covid-19 pandemic has affected health systems and economies across the world. Low-income communities have experienced particularly detrimental impacts, as a lack of financial stability further exacerbated augment the crisis. In partnership with the mental health care center SCARF, researchers...

Researchers partnered with Opportunity International Savings and Loans Limited (OISL) to conduct a randomized evaluation to test the impact of high-frequency interactive voice response (IVR) calls on people’s use of mobile banking services and their financial behaviors in Ghana. People who received...

Researchers conducted a randomized evaluation to test the impact of targeting cash transfers to women on household spending and women’s empowerment. Targeting the cash transfer to mothers increased household spending on food. Women offered the transfers also had stronger measures of empowerment...