Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of a Credit-Building Loan Product and Credit Counseling on Low-Income Borrowers in the United States

Jeremy Burke
Kata Mihaly
Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

The Effect of Social Pressure on Individuals' Financial Decisions in Central Malawi

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...

Scaling Personalized Adaptive Learning (PAL) for Math and Language in India

Researchers conducted a randomized evaluation to test the impact of a personalized adaptive learning software integrated into public school schedules on student learning outcomes in Rajasthan, India. After 18 months, students in schools that received the intervention scored higher in math and Hindi...

Investigating Rural Labor Markets Among the Ultra-Poor in Northern Ghana

Researchers designed an employment program in northern Ghana and evaluated participants’ willingness to engage in paid labor and carry out complex tasks on the job.

Nudging Good Politicians in the Philippines

Researchers conducted a randomized evaluation to test the impact of an all-expense-paid three-day leadership training workshop on incentivizing honest and competent youth to run for a village youth council.

The Impact of Commitment Contracts on Workplace Productivity in India

Self-control problems can lead people to fall short of their personal and professional goals, often resulting in lower than desired workplace productivity. Researchers, in partnership with an Indian data entry firm, conducted a randomized evaluation to test whether self-control problems existed in...

Information to Increase Insurance Take-up and Reduce Market Risk in the United States

Richard Domurat
Isaac Menashe
Researchers studied the impact of reminder letters addressing possible barriers related to information and behavior on insurance take-up, as well as their impact on health insurance market risk. The reminder letters reducing informational and behavioral barriers to enrollment increased insurance...

Can mobile phones improve learning? Evidence from a field experiment in Niger

Researchers ran an evaluation in Niger to determine if training adults to use mobile phones could improve their learning outcomes when added to a standard adult education program. The mobile phone program increased student writing and math test scores relative to the standard curriculum.