News

Working with a large bank in Indonesia that markets platinum credit cards to high-income customers, researchers designed a series of randomized evaluations to understand the demand for status goods. Overall, researchers found that a substantial part of the demand for the platinum card is explained...

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

A key challenge to achieving universal health coverage is that non-poor informal workers are difficult to enroll and retain in government health insurance programs. Researchers conducted a randomized evaluation to test the impact of various programs, including subsidies, registration assistance and...

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...

In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Researchers conducted a randomized evaluation to test the impact of an all-expense-paid three-day leadership training workshop on incentivizing honest and competent youth to run for a village youth council.

Labor movements can improve workers’ lives but face great difficulty in getting workers to agree on common goals and take collective actions. In garment factory workers’ group discussions on minimum wage policies in Myanmar, researchers randomly included union leaders to study whether the presence...