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Savings Accounts to Smooth Consumption for Low-Income Microentrepreneurs in Chile

Felipe Kast
Researchers examined the effects of free savings account access on savings account use, indebtedness, consumption, and well-being. Easy access to savings accounts reduced participants’ reliance on borrowing, helped them manage fluctuations in income, and increased their self-reported well-being.

Text Message Reminders and Incentives to Save in Bolivia

Researchers evaluated the effectiveness of sending text message reminders to clients holding programmed savings accounts.

The Impact of PROGRESA on Health in Mexico

Simone Peart Boyce
Conditional cash transfer (CCT) programs are designed to incentivize parents to invest in their children's health and wellbeing, while providing cash transfers to improve their current welfare. Researchers evaluated the impact of Mexico’s national CCT program (“PROGRESA”) on a wide range of health...

Secured Transaction Reform to Increase Access to Capital for Small and Medium Enterprises in Colombia

Entrepreneurs in developing countries face a number of barriers to expanding their businesses and employing more workers, including limited access to credit and other financial services. In Colombia, researchers are investigating whether a regulatory reform that allows small and medium enterprises...

Incentivizing Savings through Default Deposits and SMS Reminders

Claudia Martinez
Esteban Puentes
Researchers are evaluating the impact of default deposits, SMS reminders to save, and short financial training for bank clients in low-income urban areas in Chile on saving and spending decisions.

The Effects of Working While in School in Uruguay

Researchers partnered with the government of Uruguay to evaluate the impact of a national youth employment program. The program increased participants’ earnings and school enrollment during and up to two years after the program, suggesting that work-study programs may ease students’ school-to-work...