Evaluations

Researchers tested the assumption of price inelastic demand using a randomized evaluation in South Africa. The results suggest that the demand curves were downward sloping, and steeper for price increases relative to the lender’s standard rates. Researchers also found that loan size was far more...

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

Researchers evaluated whether a package of services, designed to help link smallholder farmers to commercial banks, retail farm suppliers, transportation services, and exporters, could help small farmers in Kenya adopt, finance, and market export crops, and thus make more income. One year after the...

In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Researchers examined the impact of an initiative to promote savings, through financial incentives, reminders, and messaging, on the savings behavior of the urban poor in Peru. Preliminary results found that the initiative increased the probability that clients reached their savings goals; negatively...

In Uganda, researchers conducted a randomized evaluation to test the effectiveness of a program in which landowners were paid to not cut forest trees on their property. During the study period, landowners who were offered contracts to conserve forest cleared 4 percent of forested land, compared to 9...