Evaluations

Researchers expanded microcredit offerings in Sonora, Mexico to evaluate the effect of improved credit access on economic and social outcome. They found that microcredit increased access to formal financial services and enabled some businesses to expand, but did not increase household income or...

There is a growing body of evidence on the efficacy of SMS reminders to encourage banking clients to save more. Researchers in the Dominican Republic partnered with savings and credit institution Banco Unión to conduct two randomized evaluations of tailored SMS reminders.

Researchers in Ghana introduced financial literacy training and crop price insurance to determine their impact on farmers' willingness to take out loans and make long-term investments. Results show that farmers who received the training and insurance were only slightly more likely to borrow and make...

In Western Kenya, researchers evaluated an SMS intervention whereby a large-agribusiness sent farmers with whom they contracted timely reminders on agricultural tasks to be completed. The SMS intervention was a cost-effective means of increasing yields, farmer revenue, and company profits. However...

In many societies facing violent conflict, policymakers have attempted a number of strategies to reduce conflict and generate support for peace initiatives, but rarely consider the role that exposure to financial markets can play in mitigating social conflict. Researchers evaluated the impacts of...

Researchers evaluated the impacts of increased exposure to financial markets on participants’ financial literacy and investment behavior in Israel, and found it reduced the gender gap in financial literacy and confidence. They found that engaging in financial markets increased participants'...