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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Distributing Pollution Rights in Cap-and-Trade Programs in the United States

Jeffrey Perloff
Researchers evaluated a cap-and-trade program in the United States to determine if the initial allocation of permits among firms affected how much firms decided to pollute. Evidence was consistent with, but not proof of, the economic theory that firms make decisions to reduce emissions based on...

Reducing Bank Overdraft Usage through Price Discounts and SMS Reminders in Turkey

Researchers evaluated the impact of informational reminders and price discounts on bank clients’ overdraft usage in Turkey. While messages on the availability of overdraft protection services increased usage, messages promoting an overdraft discount actually reduced overdraft usage, potentially...

Nurturing Curiosity to Enhance Learning in Turkey

Ipek Mumcu
In Turkey, researchers evaluated the impact of a new pedagogical approach aimed at cultivating primary school students’ curiosity, particularly in science, to improve learning outcomes. Students whose teachers adopted the approach displayed greater curiosity, ability to retain knowledge, and science...

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.

Incentivizing Savings through Default Deposits and SMS Reminders

Claudia Martinez
Esteban Puentes
Researchers are evaluating the impact of default deposits, SMS reminders to save, and short financial training for bank clients in low-income urban areas in Chile on saving and spending decisions.