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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Financial Diaries and Education to Improve Women's Financial Literacy in Rural Bangladesh

Zabid Iqbal
Vy Nguyen
Russell Smyth
In rural Bangladesh, researchers evaluated the impacts of teaching women to track spending in financial diaries and providing a traditional financial education program on their financial literacy and well-being. Study participants had higher financial literacy levels after receiving either...

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.

An Entrepreneurial Model of Community Health Delivery in Uganda

In Uganda, an incentivized community health promoter program increased health care access, knowledge, and health-promoting behaviors among households, leading to a 27 percent reduction in child mortality.

The Impact of Risk Information on Adolescent Sexual Behavior and Knowledge in Cameroon

Elise Huillery
Juliette Seban
In Cameroon, researchers evaluated the impact of various HIV prevention interventions delivered through schools on girls and young women’s exposure to risk. The interventions decreased the incidence of pregnancy (a marker for unprotected sex) in the following nine to twelve months by over 25 percent...