Evaluations

In Ghana, researchers evaluated the impact of providing vendors and consumers with information on official mobile money charges and options for recourse for consumers to report being overcharged. The program led to a decrease in misconduct, which in turn facilitated an increase in market activity...

Researchers are evaluating the impact of an innovative mobile phone-based digital finance program on loan repayment rates, investment decisions, savings, and use of other financial services, as well as agricultural yields and profits.

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

Researchers in rural Western Uganda tested whether a microfinance program can help women borrowers switch out of subsistence agriculture to other labor activities, such as entrepreneurship or small-scale trading. While microloans helped women switch into service-based jobs including small-scale...

Researchers conducted a randomized evaluation to test both the impact of BRAC’s extension program on economic outcomes and the role of social incentives in shaping the delivery of the program to farmers. While they found that overall, farmers in villages that received the program had higher...

Research has shown that people living in poverty are more likely to experience a range of psychological barriers that might constrain economic success. These barriers may include lower aspirations and goals, a perception that their actions have limited impacts on their circumstances, time...

The researchers aim to understand the role that digital cash transfers can play as a policy tool both to increase household resilience during the pandemic and to stem the spread of the disease by increasing adherence to social distancing in Ghana.

Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...