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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

Text Messages and Reminders to Save in Ecuador

Miguel Paredes
Dylan Ramshaw
Working with a microfinance institution in Ecuador, researchers investigated whether providing timely reminders to save via text message can help people save more.

The Value of Communication for Mental Health in Ghana

Re searchers used a randomized evaluation to measure the impact of providing mobile calling credits to low-income adults on well-being outcomes in Ghana. Overall, the mobile credit intervention increased the ability for individuals to meet unexpected communication needs, particularly when delivered...

School-Based Financial Education for Improved Financial Decision-Making and Academic Performance among Youth in Ghana

In southern and eastern Ghana, researchers evaluated two youth financial literacy programs to test their impact on savings, labor, academic performance, and financial decision-making. One program integrated financial and social education, while the second only offered financial education. Both...

Governance and the Effectiveness of Public Health Subsidies in Ghana, Kenya, and Uganda

Heavily subsidizing essential health products like insecticide-treated bed nets has the potential to substantially decrease child mortality in sub-Saharan Africa, but there is widespread concern that poor governance and limited accountability among health workers undermines the effectiveness of...

Learning beyond school: the impact of a remedial learning and literacy program on out-of-school girls in Pakistan

This project used a randomized evaluation to study the effect of a learning program targeting adolescent girls on their education, aspirations, and empowerment.

Culture and Incentives: Does Performance Pay Impact Productivity, Work Quality, or Firm Profitability in Ghana?

In Ghana, researchers evaluated the impact of performance pay on worker productivity. They found that neither individual nor group incentives impacted productivity, work quality, or firm profitability.

Conditional Cash Transfers and HIV/AIDS Prevention in Malawi

Hans-Peter Kohler
Researchers evaluated whether offering individuals financial incentives to maintain their HIV-negative status could be an effective HIV prevention strategy in rural Malawi. The conditional cash transfer had no effect on HIV status or on self-reported sexual behavior. The receipt of the cash...