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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Savings Accounts to Smooth Consumption for Low-Income Microentrepreneurs in Chile

Felipe Kast

Researchers examined the effects of free savings account access on savings account use, indebtedness, consumption, and well-being. Easy access to savings accounts reduced participants’ reliance on borrowing, helped them manage fluctuations in income, and increased their self-reported well-being.

Reducing Formalization Costs for Small Businesses in Colombia

Camila Navajas Ahumada
Marcela Meléndez
In the context of a recent government policy that reduced costs of formalization, researchers provided information on the formal entry process through workshops and personalized visits to determine the impacts of information on firms’ decision to formalize.

The Impact of Informational Meetings on Secondary School Choice in Kenya

Researchers conducted a randomized evaluation to test the impact of short informational meetings with students and parents on secondary school choice. They found that these meetings increased students’ and parents’ knowledge of the application process and led students to pick lower-cost and more...

The Impact of Credit Scores on Lending in Colombia

Researchers used a randomized evaluation to measure the impact of introducing credit scores on lending to small enterprises in Colombia. The adoption of credit scores increased productivity in the loan approval process and improved credit allocation.

Mobile Money and Agricultural Investment in Mozambique

Researchers conducted a randomized evaluation to test the impact of offering interest-paying mobile money saving accounts to farmers, and in some cases farmers’ friends, on their financial behavior such as agricultural investment. Providing farmers access to interest-bearing mobile savings accounts...

Creating a Toilet Habit in Kenya

Berhe Beyene
Johann Caro Burnett
Judy Chevalier