News

Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

Understanding the factors that influence voting behavior is a central policy issue. Often voting outcomes directly determine funding of critical public goods such as public education.

In the United States, researchers evaluated the social welfare impacts of one very popular nudge to decrease energy consumption—Home Energy Reports (HERs). While they found that the HERs increased social welfare overall, these gains were far less than those reported by previous evaluations that did...

Researchers sent emails to schools posing as parents of students with randomly-varied characteristics to assess if schools responded differently to different types of students. The researchers found that on average both charter and traditional public schools were less likely to respond to students...

Researchers conducted a correspondence study assessing property managers’ responses to rental listing inquiries from prospective tenants with distinctively Black, Hispanic/Latinx, or white names in the United States. Property managers were significantly less likely to respond to messages from...

The City of Chelsea implemented a cash transfer program called Chelsea Eats, which provided eligible households with up to US$400 per month for nine months. Researchers conducted a randomized evaluation on the impact of the unconditional cash transfer on health care utilization and a variety of...

In Nicaragua, researchers examined the impact of a national conditional cash transfer (CCT) program on early childhood health and development. They found that the program caused substantial and lasting improvements in child health and development outcomes. However, it seems that program components...