Evaluations

Researchers evaluated whether a package of services, designed to help link smallholder farmers to commercial banks, retail farm suppliers, transportation services, and exporters, could help small farmers in Kenya adopt, finance, and market export crops, and thus make more income. One year after the...

In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Researchers examined the impact of an initiative to promote savings, through financial incentives, reminders, and messaging, on the savings behavior of the urban poor in Peru. Preliminary results found that the initiative increased the probability that clients reached their savings goals; negatively...

In Uganda, researchers conducted a randomized evaluation to test the effectiveness of a program in which landowners were paid to not cut forest trees on their property. During the study period, landowners who were offered contracts to conserve forest cleared 4 percent of forested land, compared to 9...

Researchers evaluated the effectiveness of sending text message reminders to clients holding programmed savings accounts.

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

In Uganda, researchers evaluated whether offering financial education or group savings accounts to church-based youth groups increased savings. One year after the intervention ended, they found that total savings and income had increased among youth who were offered financial education, group...

Researchers provided small one-time grants to microenterprises in Sri Lanka to measure the impact of the additional capital on business profits two and five years later. They found that cash and in-kind grants increased business profits for male owners in the short and long term, but did not lead to...