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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

Integration through Friendship—Evidence from a Peer Matching Program in Sweden

Increasing levels of migration to the European Union have created significant challenges for governments to ensure migrants fully integrate and thrive in their host societies, but there is little rigorous evidence that evaluates current programs that promote social inclusion. Researchers are...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...

Empowering women through mobile money in Tanzania

Empowering women not only has the potential to improve their lives, but also their children's health and education. In partnership with Innovations for Poverty Action (IPA) and BRAC, researchers conducted a randomized evaluation to test whether encouraging women to make weekly loan repayments...

Getting Out the Vote in Local Elections in the United States

David W. Nickerson
Researchers examined the impact of door-to-door canvassing on voter turnout in the 2001 local elections in six US cities. The results indicate that voters who were contacted by canvassers were significantly more likely to vote in a wide variety of settings.

Mobile Money and Agricultural Investment in Mozambique

Researchers conducted a randomized evaluation to test the impact of offering interest-paying mobile money saving accounts to farmers, and in some cases farmers’ friends, on their financial behavior such as agricultural investment. Providing farmers access to interest-bearing mobile savings accounts...

Creating a Toilet Habit in Kenya

Berhe Beyene
Johann Caro Burnett
Judy Chevalier
Despite expanding access to sanitary options such as community toilets, many individuals, especially in urban slums, continue to practice open defecation. One potential explanation is that open defecation has become an ingrained habit. Applying lessons from psychology and neuroscience, researchers...