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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Flexible Loan Contracts for Microentrepreneurs in Bangladesh

Marianna Battaglia
Andreas Madestam
In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...

The Impact of Emergency Job Retention Assistance on Labor Market Outcomes for Informal Firms and Workers in Ghana

Researchers are conducting a randomized evaluation to test the impact of providing emergency job retention assistance to firms and workers on firm survival, worker-firm match survival, and labor market outcomes for firm owners and workers in Ghana’s informal sector. Research is ongoing; results are...

Branchless Banking Agents’ Profile, Limitations, and Potential for Agent Network Expansion and Improvement”

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

Digital Credit Literacy Campaign in Malawi

Valentina Brailovskaya
Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Increasing Take-Up of the Earned Income Tax Credit

Across six randomized evaluations, researchers studied the impact of low-cost, low-touch informational interventions, or “nudges,” on take-up of the federal and state Earned Income Tax Credit (EITC) in California. None of the interventions had an impact on EITC take-up, suggesting that information...

The Illusion of Sustainability: Comparing Free Provision of Deworming Drugs and Other "Sustainable" Approaches in Kenya

This study in Kenya found that cost-sharing and health education were not effective alternatives to a total subsidy of deworming drugs.

Can Higher Prices Stimulate Product Use? Evidence from a Randomized Experiment in Zambia

Researchers in Zambia found that the use of chlorine decreased with higher prices, but this decline was partially offset by better targeting of the product to families who were more likely to use it. Additionally, there was no evidence that higher offer prices screened out poorer or less educated...

Financial Incentives and an Adolescent Empowerment Program to Reduce Child Marriage in Rural Bangladesh

Nina Buchmann
Shahana Nazneen
Xiao Yu Wang
Child marriage remains prevalent in many countries despite laws prohibiting the practice, leading to negative health and education outcomes for young women and their children. Researchers evaluated the impacts of an incentive program and an adolescent empowerment program on child marriage, teenage...