Evaluations

Researchers evaluated the impact of bank accounts that allowed mobile deposits on savings behavior in Sri Lanka. Few account holders used the service frequently, even when offered for free. Mobile-linked accounts increased savings deposits with the partner bank and formal banks more generally but...

Researchers are evaluating the impact of a digital school fee loan, with and without a direct repayment incentive, on repayment rates, households’ well-being, and students’ educational outcomes.

Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Researchers evaluated the impact of offering either subsidized vocational training to unemployed youth or subsidized apprenticeships for firms on youth employment and earning outcomes in urban Uganda. Both forms of subsidized training led to greater skill accumulation, higher employment rates, and...

In partnership with Nyala Dairy Cooperative, researchers evaluated the impact of offering asset collateralized loans for rainwater harvesting tanks on both credit access for dairy farmers and profitability for the lender. Using the tanks as loan collateral led to higher take-up of loans by farmers...

Researchers evaluated the impacts of increased exposure to financial markets on participants’ financial literacy and investment behavior in Israel, and found it reduced the gender gap in financial literacy and confidence. They found that engaging in financial markets increased participants'...

This study examines how reminders to file taxes affect tax filing decisions among low-income individuals who did not appear on a filed tax return. The results of two randomized evaluations demonstrate that one-time reminders increase tax filing—both to claim tax refunds as well as to voluntarily pay...